Creditas
Funding History
| Series D · 07/2019 | $750M |
|---|---|
| Series E · 12/2020 | $1.8B |
| Series F · 01/2022 | $4.8B |
| Series G · 12/2025 | $3.3B |
About
Creditas operates a secured lending platform that underwrites loans against real estate, vehicles, and payroll benefits, aiming to give Brazilian consumers access to credit at a fraction of the interest rates charged by conventional unsecured lending products.
- CEO
- Sergio Furio
- Headquarters
- São Paulo, Brazil
- Founded
- 2012
- Website
- https://www.creditas.com
- Valuation
- $3.3B
- totalFundingRaised
- $904M
Overview
Creditas is a São Paulo-based financial technology company founded in 2012 by Sergio Furio that specializes in secured consumer lending, letting borrowers use assets such as home equity, vehicles, and payroll-linked benefits as collateral to access credit at lower interest rates than Brazil's traditional banking sector typically offers.
The company has expanded beyond its original home-equity loan product into auto-equity lending, payroll-linked credit, and a vehicle-focused platform called Creditas Auto, building an integrated ecosystem of secured-lending products for Brazilian and Mexican consumers.
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