Forus
The P2P Price™ is a per security model-derived indicative price estimate, calculated daily from a time-decayed, volume-weighted blend of Buying Interest, Selling Interest, and platform activity. Read more
About
Tandem is a UK digital bank headquartered in Blackpool, England, founded in 2014 by Ricky Knox, Matt Cooper and Michael Kent as one of the country's original app-based challenger banks. It grew through the 2018 acquisition of Harrods Bank, which supplied a banking licence, and the 2022 acquisition of consumer lender Oplo, forming a combined £1.2 billion balance sheet.
- CEO
- Neil Chandler
- Headquarters
- Blackpool, England, United Kingdom
- Founded
- 2014
- Website
- https://www.tandem.co.uk
Overview
Tandem is a Blackpool, England-based digital bank founded in 2014 by Ricky Knox, Matt Cooper and Michael Kent as one of the UK's original app-based challenger banks. The bank grew through acquisitions, including Harrods Bank in 2018 (which brought a banking licence) and consumer lender Oplo in 2022, forming a combined business with £1.2 billion in total assets, and today offers savings accounts, mortgages, home improvement loans and motor finance.
Tandem has positioned itself as a sustainability-focused 'green' digital bank, reporting more than £800 million in cumulative home improvement lending as of September 2025, of which 94% funded green upgrades such as solar panels and heat pumps. The bank brought in former Aion Bank CEO Neil Chandler as Chief Executive in June 2025 and banking veteran Stephen Jones as Chair in March 2026, reporting nearly £100 million in annual revenue, 40% year-over-year profit growth and over £1.5 billion in assets under management at the time of Chandler's appointment.
Private securities are speculative, illiquid, and involve risk of complete loss of principal. You should be prepared to hold private securities for an extended period; there is no assurance of a secondary market, an IPO, or other liquidity event. You are fully responsible for conducting your own due diligence. Pricing is indicative — nothing here is an offer of securities.