WeBank
About
WeBank operates as a licensed digital-only bank rather than a fintech startup, meaning its balance sheet and lending activity are subject to Chinese banking regulation.
- founded
- 2014
- headquarters
- Shenzhen, China
- netProfit2025
- CNY11.00B (~$1.60B)
- totalAssetsYE2025
- CNY766.30B (~$112.70B)
- revenue2025
- CNY36.20B (~$5.30B)
- publicStatus
- Private
Overview
WeBank (深圳前海微众银行股份有限公司) is a licensed Chinese commercial bank headquartered in Shenzhen, established in December 2014 as one of China's first privately capitalized banks with no physical branch network.
The bank operates primarily through mobile and online channels, relying on facial-recognition identity verification and data-driven credit scoring to underwrite consumer and small-business loans.
WeBank's founding shareholders include Tencent, Shenzhen Liye Group, and Shenzhen Baiyeyuan Investment, and the bank has remained privately held since its 2014 launch, funded primarily through its initial registered capital rather than a series of disclosed venture rounds.
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