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XTransfer

Funding History

$0$250M$500M$750M$1.0B20212022
Valuation by funding round
Series D · 09/2021$1.0B

About

XTransfer is a Shanghai-based fintech company that provides cross-border trade payment and financial services to small and medium-sized exporters, founded in May 2017 by CEO Bill Deng and five other alumni of Alibaba's Ant Group. Nikkei Asia has described the company's ambition as building a "PayPal for cross-border trade," combining multi-currency collection accounts, currency exchange, compliance and risk-management tools, and working-capital financing for exporters that traditional banks often underserve.

CEO
Bill Deng
Headquarters
Shanghai, China
Founded
2017
Website
https://www.xtransfer.com

Overview

XTransfer is a Shanghai-based fintech company that provides cross-border trade payment and financial services to small and medium-sized exporters, founded in May 2017 by CEO Bill Deng and five other alumni of Alibaba's Ant Group. Nikkei Asia has described the company's ambition as building a "PayPal for cross-border trade," combining multi-currency collection accounts, currency exchange, compliance and risk-management tools, and working-capital financing for exporters that traditional banks often underserve.

XTransfer reached unicorn status in September 2021 after a $138 million funding round led by D1 Capital Partners pushed its valuation above $1 billion, and it has since added bank partnerships and licenses across multiple markets, including a Deutsche Bank collaboration and a Monetary Authority of Singapore payment institution license in 2024, and a mainland China payment license in January 2025. By early 2026 the company said it served more than 800,000 enterprise customers processing over $12 billion in payments a month, equivalent to more than 2% of China's total exports, and by August 2026 it said it had surpassed 1 million enterprise clients.

Private securities are speculative, illiquid, and involve risk of complete loss of principal. You should be prepared to hold private securities for an extended period; there is no assurance of a secondary market, an IPO, or other liquidity event. You are fully responsible for conducting your own due diligence. Pricing is indicative — nothing here is an offer of securities.

For more information, view our disclosures.